Since you have already started receiving your pension payments, there will be no changes for you and your savings, and therefore you do not need to take any action. However, you might be curious about the changes we are making for our other customers and the analysis behind the new investment profiles, where the proportion of shares is increased and the reduction of the proportion of shares is adjusted.

For example, we will discuss:

·         Why we have developed three new investment profiles

·         Why we believe your savings should not be automatically affected by the new changes

·         How you can best ensure that your savings are tailored to your individual preferences